• MajorHavoc@programming.dev
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    7 months ago

    Not even house sales, really. None of us are lucky enough to gain a quarter of a million dollars through home ownership.

    • Someone@lemmy.ca
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      7 months ago

      Unless by “us” you mean non-homeowners like me I strongly disagree. In my area (Vancouver Island) it would be extremely unlikely you wouldn’t see at least a $250k gain for anyone who purchased their single family home 10+ years ago, even 5 years ago for a lot of homes. I can’t say for sure, but I’d imagine the situation is quite similar for all but the most rural parts of BC.

      • Kelsenellenelvial@lemmy.ca
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        7 months ago

        No capital gains on principal residences, so the new rules would affect things like rental properties and secondary residences like a cabin.

        • Someone@lemmy.ca
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          7 months ago

          I’m aware, I was replying to the notion that no one gains $250k by owning a home which is clearly false.

          • MajorHavoc@programming.dev
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            7 months ago

            I obviously didn’t mean that it never happens.

            Vancouver is an unusually valuable area, and owning for 10+ years is an unusual case. The average span that a home is owned by one owner is about four years.

            Even ignoring typical tax exemptions on primary residences, the average homeowner has almost no chance of getting hit by this tax.

            I was responding to the lottery thinking that this was going to be an issue for anyone discussing the tax, in this thread. Everyone thinks they’re going to get that lucky, and, on average, they are not.

            Statistically, zero people who saw this post will gain $250,000.00 of equity through homeownership in a single taxable event.