We already have Interac, a good homegrown solution. I’m sure it wouldn’t be that hard for banks to piggyback on it to make credit transactions rather than debit.
I used to only use a debit card for my entire life, but about 6 or 8 years ago, I started to rely on my CostCo credit card. With my executive Citi Costco membership, I got about $700 cash rewards for 2025.
It takes off the fiscal sting, but I always worry about my balance bouncing.
We already have Interac, a good homegrown solution. I’m sure it wouldn’t be that hard for banks to piggyback on it to make credit transactions rather than debit.
It can be hard to pay for online goods with Interac, unfortunately. I’d love to see it become more widely available on e-commerce sites
The problem is, businesses now add credit cards into the cost of items. So if you don’t get visa/mc points, you’re losing money.
I used to only use a debit card for my entire life, but about 6 or 8 years ago, I started to rely on my CostCo credit card. With my executive Citi Costco membership, I got about $700 cash rewards for 2025.
It takes off the fiscal sting, but I always worry about my balance bouncing.