In control enough of your finances enough to know about how much you spend on food, fun, and other living expenses, as well as awareness of how much you have (or dont have) available for spur of the moment things like bar trips or whatever on a paycheckly basis.
Bonus points for saving for plans for this year, to include that concert you wanted to see. Bonus bonus points for having some sort of plan for retirement beyond social security and walmart greeter.
In control enough of your finances enough to know about how much you spend on food, fun, and other living expenses, as well as awareness of how much you have (or dont have) available for spur of the moment things like bar trips or whatever on a paycheckly basis.
Bonus points for saving for plans for this year, to include that concert you wanted to see. Bonus bonus points for having some sort of plan for retirement beyond social security and walmart greeter.