Physics and Free Software
Hit the nail right on the head for what they want. Why do you think they are making laws to ban porn? It’s a hide behind think of the children to get your foot in the door to control more
What if you 3d print a 3d printer?
Thanks for the tip. I’ll definitely will do it myself. I do wonder if this is like the crosswalk button that only give pedestrians the illusion of changing the light
Why is this abomination, which is the bastard amalgamation of pre-existing tech patentable? Oh right patents. Never mind.
IIRC, whisper interfaces with openai
This is my biggest issue too. In the ideal situation, I “trust” my bank. What I have an issue with is whenever I buy something it becomes part of the “public space” of data brokers. Maybe they only trade information on what my breakfast cereal of choice is. More (most definitely) likely is that everything I buy is there for any third party to see
That’s certainly true
That’s a good idea
It’s probably a colonialist name that isn’t used anymore. It’s now known as Eswatini
Swaziland and Switzerland
While a good solution in principle, it could (and likely will) false flag accounts. Such a system should be a first line with a review as a second.
Also why index funds. Low cap in particular. Index and mutual funds are both collections of stocks. You spread your risk that way. Stocks rise and fall rapidly.
The difference between them is that mutual funds are managed. People will try to predict the market and build and change them. It gives people the impression that someone’s working to make sure they have the best fund possible, but the reality is that predicting the market is basically impossible, so you pay extra for that self assurance. Index funds are static so they are cheaper
Both mutual and index funds are built of a collection of stocks from various companies based on what is called their market capitalization. That’s roughly what a company is worth in it’s entirety as well as its ability to generate revenue. Large caps are things like your giant tech companies. Medium caps are smaller. Something like walgreens. Low caps are companies that have just ipo’d.
The reason for choosing low caps is they have a much larger potential to grow in value. Apple isn’t going to double in value, but a new start up could. Spread your risk around many startups and a few are going to increase in value many times over. But it also mitigates your risk as it’s a group rather than just one.
Low cap is a long term plan. Buy when you are young, and hold onto them for 20 to 30 years. IMO it’s the best tradeoff between growth and safety. Leaning more on growth.
When you approach or after retirement, trade them for something really stable like US treasurey bonds. Those hardly grow at all, but they also tend not to lose value either.
I also don’t actively invest. Your job will set aside a percentage of your salary that goes directly into an investment account. That percentage is something like 5%, but in workday or whatever your job uses, you can set how much you want. I’ve set mine as high as 30% before. Try to keep as little cash in your bank account as possible with a rainy day fund set aside. Cash doesn’t grow in value. You don’t want a lot of it.
So what happens to the money your company puts into the investment account? It is automatically invested into something of their choosing. Typically something middle of the road because it is the same for all employees regardless of age. So what you want to do is log into that investment account and change what it is automatically buying to whatever it is that you want. Set it and forget it.
This stuff can get really complex, so listen to what several different people have to say. This is just what I do.
Yea vanguard is good I hear. I have a bank account with bank of america, so I use merrill. Chase has their own investment firm. Most large banks have bought one. Take your comfort where you find it with banks. I’m honestly not a fan.
There are also independent ones. I also have an account with tiaa, but that’s only for educators. You might find something tied to your industry as well.
That’s a very good point
In Ford v. Chevy, there is now a front runner for the shittiest.
That’s true. Most are perfectly fine provided they have a computer ready to use. Straight out of the box. Immediately. The lack of choice itself is comforting. Everything moves forward. No lateral motion.
We must provide them that type of “thing that just works”. Constantly move forward. What is comfortable. What is familiar.
Most people have had great answers coming from the company side of things. I’ll take it from the standpoint of individuals like us helping someone linux curious see the light, while still having the “just works” experience.
Do not give them any choices. None. Put them on your stable distro of choice for a new user, call whatever that is “Linux”, and be on your way.
But why? Isn’t that antithetical to everything we value? Yes and no. We value choice almost above anything else, but that doesn’t “just work” for most people. Which of those do you value more?
Got Liz and Dick Cheney